Tax Newsletter — May 2025

Introduction

Welcome to the May 2025 edition of MNV Associates’ Tax Newsletter!

In this month’s edition, we bring you crucial updates on corporate and indirect tax developments in the UAE. Our goal is to provide you with a comprehensive digest of the latest tax news, legislative changes, and enforcement actions in the United Arab Emirates (UAE). This edition highlights key developments from May 2025, along with important alerts.

Corporate Tax

UAE Interest Deduction Limitation Rules – Key Insights & Compliance Strategies

The UAE Federal Tax Authority (FTA) has issued a comprehensive Corporate Tax (CT) Guide in April 2025, clarifying the Interest Deduction Limitation Rules under Federal Decree-Law No. 47 of 2022 (UAE CT Law). These rules aim to align with global anti-BEPS (Base Erosion and Profit Shifting) standards, particularly OECD BEPS Action 4, by restricting excessive interest deductions.

This newsletter breaks down the Guide’s key provisions, including:
– Definition of “interest” under the UAE CT Law.
– Specific and General Limitation Rules for deductibility.
– Exemptions and special cases.
– Compliance actions for businesses to optimize deductions.

Definition of Interest

Includes conventional interest, Shariah-compliant profits, fees (e.g., arrangement, guarantee), and payments “economically equivalent” to interest. Excludes trade discounts, penalties, and equity-related premiums.

General Deduction Rule

Annual interest deduction capped at 30% of Adjusted EBITDA (earnings before interest, tax, depreciation, and amortization). Threshold: AED 12 million (prorated for short tax periods). Excess amounts can be carried forward for 10 years.

Specific Limitation Rule

Disallows entire interest if the primary purpose of a related-party loan is to gain a tax advantage (e.g., funding dividends, capital reductions). Exceptions apply if the lender is subject to a 9% + foreign tax rate.

Exemptions

Banks, insurers, natural persons, and qualifying infrastructure projects are exempt from the 30% EBITDA cap.

What Constitutes Interest?

The Guide broadly defines interest to include:
– Conventional interest and Islamic finance profit/mark-up.
– Fees tied to raising finance (e.g., guarantee, underwriting, legal fees for financing).
– Implicit interest in leases, repo transactions, and factoring fees.
– Foreign exchange gains/losses linked to interest (but not principal).

Order of Application for Deductibility

Interest deductions must be evaluated in this sequence:
– General deductibility principles: Expense must be wholly incurred for business, not capital or private.
– Arm’s Length Principle (ALP): Related-party interest must align with the market rate.
– Specific Limitation Rule: Blocks deductions for tax-advantage-driven related-party loans.
– General Limitation Rule: 30% EBITDA cap (post Steps 1–3).

Special and Exceptional Cases

  • Infrastructure Projects: Interest tied to UAE public projects (e.g., transport, utilities) is fully deductible.
    – Pre-9 Dec 2022 Debt: Grandfathered from the 30% cap if terms remain unchanged.
    – Small Business Relief: Electing businesses cannot deduct or carry forward net interest expenditure.
    – Non-Residents: Rules apply only to PE/nexus income, not state-sourced income.
  • Compliance Recommendations

  • Review Financing Arrangements: Identify all interest-like payments (including Islamic finance and fees).
    – Segregate Exempt Activities: Ensure interest tied to exempt income (e.g., dividends) is not claimed.
    – Document Related-Party Loans: Prove transactions meet ALP and lack tax-avoidance motives.
    – Monitor EBITDA Adjustments: Add back depreciation, amortization, and capitalized interest (amortized over asset life).
    – Plan for Carryforwards: Track disallowed interest for future use (10-year limit).
  • Indirect Tax

    Public Clarification VATP044 – Concerned Services: Accounting for Output Tax, Issuance of Tax Invoices, and Input Tax Recovery

    The Federal Tax Authority (FTA) has issued Public Clarification VATP044 to address key compliance requirements related to the treatment of “Concerned Services” under the UAE VAT regime. This clarification offers critical guidance on the correct accounting for output tax, the mandatory issuance of self-tax invoices, and the documentary standards necessary for the recovery of input VAT on imported services.

    Definition of Concerned Services

    In accordance with Article 1 of the Federal Decree-Law on VAT, Concerned Services are defined as services imported into the UAE where the place of supply is deemed to be within the State, and which would not be exempt if supplied locally. These services are subject to VAT under the Reverse Charge Mechanism (RCM), with the obligation to account for VAT resting with the UAE recipient.

    Mandatory Self-Invoicing Requirement

    VATP044 explicitly reaffirms that VAT-registered recipients of such imported services are considered, for VAT purposes, to be making a supply to themselves. Consequently, they are required to issue a valid full tax invoice to themselves, commonly referred to as a self-tax invoice, within 14 days from the date of supply. This obligation applies for each instance of service importation, unless an exception applies.

    Exceptions to the Self-Invoicing Requirement

    While the issuance of a self-tax invoice is a general requirement for imported services under the reverse charge mechanism, the Federal Tax Authority (FTA) acknowledges practical challenges in certain scenarios and has outlined specific exceptions to ease administrative burdens. These exceptions are governed by Article 59(7)(b) of the Executive Regulation and further clarified under Public Clarification VATP044.

    Permissible Exceptions

    In circumstances where it is not practically feasible for a VAT registrant to issue a self-invoice, the FTA may allow an exception if all the following conditions are met:

  • Retention of Supplier Invoice and Payment Records: The registrant must retain the original invoice issued by the overseas supplier and maintain verifiable payment records, or demonstrate a clear intention to pay, within six months from the date of supply.
  • Correct Application of the Reverse Charge Mechanism (RCM): The VAT on the imported service must be accurately accounted for by the recipient under the reverse charge mechanism in the VAT return.
  • Sufficient Supporting Documentation: Adequate records must be maintained to fully support the transaction.
  • Alternative Documentation – If Supplier Invoices are not available

    In exceptional cases, such as reinsurance where overseas suppliers do not issue invoices, alternative documentation can be treated as the suppliers’ invoices, provided it reflects the following key details:

  • Name and Address of the overseas supplier.
    – Name and Address of the service importer.
    – Document issue date.
    – Service ending date.
    – Description of supply.
    – Consideration of supply including currency and payment terms.
  • If the VAT registrant fails to obtain or retain the supplier invoice or cannot furnish documentation containing the minimum prescribed information, the exception cannot be applied. In such cases, the registrant must seek a formal administrative exception from the FTA in accordance with Article 59(7) of the Executive Regulation.

    Input Tax Recovery on Concerned Services

    Where a VAT registrant qualifies for the exception from issuing a self-invoice by maintaining either a valid overseas supplier invoice or an acceptable combination of supporting documents, input tax may be recovered in line with the general VAT recovery provisions.

    Specifically, input VAT incurred under the reverse charge mechanism on imported services may be claimed in:

  • The same tax period in which the importation occurred, or
    – The immediate subsequent tax period,
  • provided that the underlying Concerned Services are used, or intended to be used, for making taxable supplies, and the registrant has met the payment obligation or has the intention to settle the amount due to the supplier within six-month period. This approach aligns with the broader principles of VAT recovery under the UAE VAT public clarification VATP017.

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